Mark and Sally brought their five-week-old daughter, Rachel, to visit Rachel’s grandparents over Easter so everyone could see their new “Bundle of Joy.” 

One Sunday night after a great weekend with family, the couple left for the 250 mile trip home. 

After 45 minutes there was a knock on the grandparen’s door. It was the Sheriff. The Sheriff asked if they were the grandparents of Rachel. The grandmother replied yes, then the Sheriff asked both of them if they could sit down. The Sheriff said in a solemn tone, “I’m so sorry to tell you, but Mark and Sally were killed in a car accident. Rachel has survived. Now we have to figure out custody for her.”

Mark and Sally had not taken the time to write a will and name Christian guardians. Both families thought they were best suited to raise Rachel. 

Unfortunately, there was a long court battle that split the two families. When the finally Judge ruled on the case, he felt it would be in the best interest of the child if a non-relative would raise her.

As problematic as this process was, it became more difficult when Rachel turned 18. She received the proceeds from the business, life insurance, and all other assets that were left to her. Rachel had lots of friends who all enjoyed partying on “Rachel’s Dime.” Unfortunately, once the money was gone, so were her friends.

 A lump sum inheritance isn’t always a blessing.